The Confidence Compass

Educational insights for retirement planning

Our Latest Insights

Practical guidance on retirement income, taxes and estate planning from the Hance Financial team.

October 14, 2026

What Is Retirement Income Planning for Retirees?

Discover a balanced approach to estate planning that emphasizes clear communication and understanding over complicated structures. Ensure your loved ones are prepared.

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September 10, 2026

Rethinking Estate Planning: Balancing Documents and Family Conversations

Discover a balanced approach to estate planning that emphasizes clear communication and understanding over complicated structures. Ensure your loved ones are prepared.

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September 3, 2026

Coordinating Retirement Withdrawals for Tax Efficiency

Discover how to coordinate retirement income from taxable, tax-deferred, and Roth accounts for maximum tax efficiency and financial flexibility.

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August 27, 2026

7 Essential Questions to Ask Your Retirement Income Planner

Learn essential questions to ask a retirement income planner to ensure your financial future is secure and well-coordinated across all accounts.

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July 1, 2026

Evaluating Retirement Income Services for High-Net-Worth Retirees

Discover key criteria for evaluating retirement income planning services tailored for high-net-worth retirees. Choose the right advisor for your financial future.

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July 1, 2026

Maximizing Your Retirement Funds: How Much Can You Safely Spend?

Discover how to determine your sustainable withdrawal rate for retirement spending, ensuring your financial plan lasts through the years. Learn essential inputs for success.

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July 1, 2026

Tax-Efficient Snowbird Retirement Planning: Minnesota to Florida

Discover essential planning strategies for Minnesota-to-Florida snowbirds to optimize tax efficiency and navigate residency, income timing, and estate considerations.

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July 1, 2026

Sequence-of-returns risk: what it is and how to defuse it

Discover how to mitigate sequence-of-returns risk in retirement planning with five essential strategies to protect your savings from market downturns.

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July 1, 2026

Retiring before 65: bridging health insurance until Medicare

Explore essential health insurance options for early retirees before Medicare, including ACA plans and COBRA, to effectively budget for bridge years.

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July 1, 2026

Optimal Timing for Social Security: A Comprehensive Guide for Pre-Retirees

Discover the key factors influencing when to claim Social Security, ensuring your retirement benefits align with your financial plan and life expectations.

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